Cost of living in Dallas-Fort Worth, TX
Compared with New York. Change city
$1,756a month less for the typical home than in New York1,2
That's $21,070 a year, enough to cover 9 months of the mortgage in Dallas-Fort Worth. The average commute is 7 minutes shorter each way, about 1.2 hours a week back4.
Typical home $422,495 vs $742,000. 2-bedroom rent3 $1,794 vs $1,997. See the math
By Sol Lakein, founder of Slower Sundays.Checked October 2026.How we compare costs
Dallas-Fort Worth at a glance, next to New York
5- Home pricesCheaper$422,495 vs $742,000 for the typical home1
- Space for the moneyMore space$198 vs $494 per sq ft1
- Rent, 2-bedroomCheaper$1,794 vs $1,997 a month3
- Everyday pricesCheaper3% above US average. New York: 13% above6
- CommuteShorter29 vs 37 minutes each way4
- Flights to New YorkNonstopNonstop to JFK, LaGuardia and Newark from DFW8
If you rent: median 2-bedroom
3Day-to-day costs
- Housing costs618% pricier than averageNew York: 49% above
- Salary that matches $150,000 in New York6$137,376
- Net move-ins from other US metros, 2024-257+18,197
Dallas-Fort Worth in a paragraph
The median listed home in Dallas-Fort Worth is $422,495 (Realtor.com, September 2026), 1% above the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,322 a month. The median 2-bedroom rent is $1,794 a month, utilities included (Census, 2025). Everyday prices index at 103.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $137,376 here.
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See how Dallas-Fort Worth ranks for youIs Dallas-Fort Worth a good place to live?
Dallas-Fort Worth fits families who want mild winters and nonstop flights to New York. The main trade-off is prices 3% above the US average. Here is what you gain and what you give up.
What you gain
- Mild wintersJanuary lows average 37.9°F with 1.7 inches of snow a year.NOAA 1991-2020 normals
- Nonstop flights to New YorkFrom DFW to JFK, LGA, EWR.Airport route page, accessed November 3, 2026
- People are moving in18,197 more people moved here from other US metros than left, July 2024 to July 2025.US Census Bureau, Vintage 2025
- A real job marketAT&T and Texas Instruments headquarters in DallasSlower Sundays city profile
What you trade
- Prices 3% above the US averageEveryday prices index at 103.1 against a US average of 100. Still well below New York's 112.6.BEA regional price parities, 2024
- Hot summersJuly highs average 96.9°F.NOAA 1991-2020 normals
More on Dallas-Fort Worth and Texas
Dallas-Fort Worth cost of living: questions people ask
What is the cost of living in Dallas-Fort Worth, TX?
The median listed home in Dallas-Fort Worth is $422,495 (Realtor.com, September 2026), 1% above the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,322 a month. The median 2-bedroom rent is $1,794 a month, utilities included (Census, 2025). Everyday prices index at 103.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $137,376 here.
How much would I save moving from New York to Dallas-Fort Worth?
The median listed home is $422,495 in Dallas-Fort Worth against $742,000 in the New York metro, 43% less. On a mortgage for each median home, that is about $1,756 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).
How much is rent in Dallas-Fort Worth?
The median gross rent for a 2-bedroom in the Dallas-Fort Worth metro is $1,794 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $203 more. The US median is $1,563.
What salary in Dallas-Fort Worth matches $150,000 in New York?
$137,376. That is $150,000 adjusted by the BEA regional price parities for both metros (103.1 in Dallas-Fort Worth, 112.6 in New York, 2024).
Does Dallas-Fort Worth pay you to move there?
None of the relocation incentive programs we track cover Dallas-Fort Worth as of October 2026.
What is the weather like in Dallas-Fort Worth?
January lows average 37.9°F and July highs 96.9°F, with 1.7 inches of snow a year (NOAA 1991-2020 normals, Dallas Love Field).
Notes on the numbers
- 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
- 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
- 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
- 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
- 5At a glance: a difference within 5% counts as about the same.
- 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
- 7Net move-ins: Census Vintage 2025, via Regions Financial.
- 8Flights: airport route pages, October 2026.
- 9Weather: NOAA 1991-2020 normals, Dallas Love Field.
Sources for this page
- Median listing price: Realtor.com via FRED MEDLISPRI19100
- Price per sq ft: Realtor.com via FRED MEDLISPRIPERSQUFEE19100
- Price parities: BEA via FRED RPPALL19100, 2024
- Housing index: BEA via FRED RPPSERVERENT19100, 2024
- New York: Realtor.com via FRED MEDLISPRI35620 and MEDLISPRIPERSQUFEE35620; BEA via FRED RPPALL35620, 2024
- Flights: Dallas Regional Chamber Economic Development Guide 2026 (uploaded 2026-03), accessed 2026-11-03
- Climate normals
- Mortgage rate: Freddie Mac 30-year fixed average, week of October 22, 2026
- 2-bedroom rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities)
- US median listing price: Realtor.com via FRED MEDLISPRIUS, September 2026
- Net domestic migration (Census Vintage 2025 via Regions Financial)