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Cost of living in Dallas-Fort Worth, TX

Compared with New York. Change city

$1,756a month less for the typical home than in New York1,2

That's $21,070 a year, enough to cover 9 months of the mortgage in Dallas-Fort Worth. The average commute is 7 minutes shorter each way, about 1.2 hours a week back4.

Typical home $422,495 vs $742,000. 2-bedroom rent3 $1,794 vs $1,997. See the math

By Sol Lakein.Checked October 2026.How we compare costs

  • Big-city lifeNFL Dallas Cowboys, NBA Dallas Mavericks, NHL Dallas Stars, MLB Texas Rangers
  • Job hubAT&T and Texas Instruments headquarters in Dallas

Dallas-Fort Worth at a glance, next to New York

5

What the median home costs each month

1,2
New York metro$4,078/mo
$742,000 typical home
Dallas-Fort Worth$2,322/mo
$422,495 typical home

If you rent: median 2-bedroom

3
New York metro$1,997/mo
Dallas-Fort Worth$1,794/mo
About $203 a month less in rent
Rent by apartment size in Dallas-Fort Worth

Day-to-day costs

  • Housing costs618% pricier than averageNew York: 49% above
  • Salary that matches $150,000 in New York6$137,376
  • Net move-ins from other US metros, 2024-257+18,197
Dallas-Fort Worth in a paragraph

The median listed home in Dallas-Fort Worth is $422,495 (Realtor.com, September 2026), 1% above the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,322 a month. The median 2-bedroom rent is $1,794 a month, utilities included (Census, 2025). Everyday prices index at 103.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $137,376 here.

Weather

9
  • 37.9°January low
  • 96.9°July high
  • 1.7 inSnow per year

Home prices next to New York

1
Typical home for sale
New York metro$742,000
Dallas-Fort Worth$422,495
43% less, a $319,505 difference
Price per square foot
New York metro$494
Dallas-Fort Worth$198
2.5 times the space for the money

Your New York, in Dallas-Fort Worth

We're matching Dallas-Fort Worth's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

See how Dallas-Fort Worth ranks for your household

Answer a few quick questions and see how Dallas-Fort Worth ranks against 53 other cities for your household.

See how Dallas-Fort Worth ranks for you

Is Dallas-Fort Worth a good place to live?

Dallas-Fort Worth fits families who want mild winters and nonstop flights to New York. The main trade-off is prices 3% above the US average. Here is what you gain and what you give up.

What you gain

  • Mild wintersJanuary lows average 37.9°F with 1.7 inches of snow a year.NOAA 1991-2020 normals
  • Nonstop flights to New YorkFrom DFW to JFK, LGA, EWR.Airport route page, accessed November 3, 2026
  • People are moving in18,197 more people moved here from other US metros than left, July 2024 to July 2025.US Census Bureau, Vintage 2025
  • A real job marketAT&T and Texas Instruments headquarters in DallasSlower Sundays city profile

What you trade

  • Prices 3% above the US averageEveryday prices index at 103.1 against a US average of 100. Still well below New York's 112.6.BEA regional price parities, 2024
  • Hot summersJuly highs average 96.9°F.NOAA 1991-2020 normals

More on Dallas-Fort Worth and Texas

Dallas-Fort Worth cost of living: questions people ask

What is the cost of living in Dallas-Fort Worth, TX?

The median listed home in Dallas-Fort Worth is $422,495 (Realtor.com, September 2026), 1% above the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,322 a month. The median 2-bedroom rent is $1,794 a month, utilities included (Census, 2025). Everyday prices index at 103.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $137,376 here.

How much would I save moving from New York to Dallas-Fort Worth?

The median listed home is $422,495 in Dallas-Fort Worth against $742,000 in the New York metro, 43% less. On a mortgage for each median home, that is about $1,756 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Dallas-Fort Worth?

The median gross rent for a 2-bedroom in the Dallas-Fort Worth metro is $1,794 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $203 more. The US median is $1,563.

What salary in Dallas-Fort Worth matches $150,000 in New York?

$137,376. That is $150,000 adjusted by the BEA regional price parities for both metros (103.1 in Dallas-Fort Worth, 112.6 in New York, 2024).

Does Dallas-Fort Worth pay you to move there?

None of the relocation incentive programs we track cover Dallas-Fort Worth as of October 2026.

What is the weather like in Dallas-Fort Worth?

January lows average 37.9°F and July highs 96.9°F, with 1.7 inches of snow a year (NOAA 1991-2020 normals, Dallas Love Field).

Notes on the numbers
  1. 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
  2. 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
  3. 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
  4. 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
  5. 5At a glance: a difference within 5% counts as about the same.
  6. 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
  7. 7Net move-ins: Census Vintage 2025, via Regions Financial.
  8. 8Flights: airport route pages, October 2026.
  9. 9Weather: NOAA 1991-2020 normals, Dallas Love Field.
Sources for this page