Moving from San Francisco Bay Area
The median San Francisco Bay Area home costs $5,262 a month. See what the same home costs in 54 cities, and what you keep. In 53 of them, the average commute is shorter too.6
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Towns that pay you to move
Some communities offer cash to new residents, usually for remote workers.5
54 cities that cost less than San Francisco Bay Area
What you keep each month on the median home, compared with $5,262 a month in San Francisco Bay Area.1,2
Monthly payment thereFull bar = San Francisco Bay Area, $5,262/mo
- Muncie, INPays you to move$4,264/mo less
- Typical home
- $181,500
- Vs San Francisco Bay Area
- 81% less
- Mortgage
- $997/mo
- Terre Haute, INPays you to move$4,220/mo less
- Typical home
- $189,625
- Vs San Francisco Bay Area
- 80% less
- Mortgage
- $1,042/mo
- Paducah, KYPays you to move$3,918/mo less
- Typical home
- $244,450
- Vs San Francisco Bay Area
- 74% less
- Mortgage
- $1,343/mo
- Pittsburgh, PA$3,915/mo less
- Typical home
- $245,000
- Vs San Francisco Bay Area
- 74% less
- Mortgage
- $1,346/mo
- Jackson, MIPays you to move$3,861/mo less
- Typical home
- $254,950
- Vs San Francisco Bay Area
- 73% less
- Mortgage
- $1,401/mo
- Topeka, KSPays you to move$3,854/mo less
- Typical home
- $256,200
- Vs San Francisco Bay Area
- 73% less
- Mortgage
- $1,408/mo
Show 48 more
- McAllen, TX$3,840/mo less
- Typical home
- $258,750
- Vs San Francisco Bay Area
- 73% less
- Mortgage
- $1,422/mo
- Evansville, INPays you to move$3,837/mo less
- Typical home
- $259,225
- Vs San Francisco Bay Area
- 73% less
- Mortgage
- $1,425/mo
- Detroit, MIPays you to move$3,751/mo less
- Typical home
- $274,950
- Vs San Francisco Bay Area
- 71% less
- Mortgage
- $1,511/mo
- Texarkana, TX/ARPays you to move$3,751/mo less
- Typical home
- $275,000
- Vs San Francisco Bay Area
- 71% less
- Mortgage
- $1,511/mo
- Columbia, SC$3,614/mo less
- Typical home
- $299,763
- Vs San Francisco Bay Area
- 69% less
- Mortgage
- $1,647/mo
- Memphis area (West Memphis, AR), TN/ARPays you to move$3,613/mo less
- Typical home
- $299,950
- Vs San Francisco Bay Area
- 69% less
- Mortgage
- $1,648/mo
- Spartanburg, SC$3,586/mo less
- Typical home
- $304,950
- Vs San Francisco Bay Area
- 68% less
- Mortgage
- $1,676/mo
- Fort Wayne, IN$3,561/mo less
- Typical home
- $309,450
- Vs San Francisco Bay Area
- 68% less
- Mortgage
- $1,701/mo
- Indianapolis, IN$3,558/mo less
- Typical home
- $310,000
- Vs San Francisco Bay Area
- 68% less
- Mortgage
- $1,704/mo
- El Paso, TX$3,531/mo less
- Typical home
- $314,987
- Vs San Francisco Bay Area
- 67% less
- Mortgage
- $1,731/mo
- Myrtle Beach, SC$3,531/mo less
- Typical home
- $315,000
- Vs San Francisco Bay Area
- 67% less
- Mortgage
- $1,731/mo
- San Antonio, TX$3,501/mo less
- Typical home
- $320,374
- Vs San Francisco Bay Area
- 67% less
- Mortgage
- $1,761/mo
- Greensboro, NC$3,465/mo less
- Typical home
- $327,000
- Vs San Francisco Bay Area
- 66% less
- Mortgage
- $1,797/mo
- Lakeland, FL$3,454/mo less
- Typical home
- $329,000
- Vs San Francisco Bay Area
- 66% less
- Mortgage
- $1,808/mo
- Tulsa, OKPays you to move$3,451/mo less
- Typical home
- $329,500
- Vs San Francisco Bay Area
- 66% less
- Mortgage
- $1,811/mo
- Fond du Lac, WIPays you to move$3,394/mo less
- Typical home
- $339,900
- Vs San Francisco Bay Area
- 65% less
- Mortgage
- $1,868/mo
- Morgantown, WVPays you to move$3,340/mo less
- Typical home
- $349,700
- Vs San Francisco Bay Area
- 63% less
- Mortgage
- $1,922/mo
- Houston, TX$3,316/mo less
- Typical home
- $353,995
- Vs San Francisco Bay Area
- 63% less
- Mortgage
- $1,945/mo
- Bloomington, IN$3,285/mo less
- Typical home
- $359,675
- Vs San Francisco Bay Area
- 62% less
- Mortgage
- $1,977/mo
- Huntsville, AL$3,256/mo less
- Typical home
- $364,900
- Vs San Francisco Bay Area
- 62% less
- Mortgage
- $2,005/mo
- Melbourne, FL$3,230/mo less
- Typical home
- $369,775
- Vs San Francisco Bay Area
- 61% less
- Mortgage
- $2,032/mo
- Philadelphia, PA$3,201/mo less
- Typical home
- $374,950
- Vs San Francisco Bay Area
- 61% less
- Mortgage
- $2,061/mo
- Columbus, OH$3,201/mo less
- Typical home
- $374,950
- Vs San Francisco Bay Area
- 61% less
- Mortgage
- $2,061/mo
- Daytona Beach, FL$3,201/mo less
- Typical home
- $374,950
- Vs San Francisco Bay Area
- 61% less
- Mortgage
- $2,061/mo
- Baltimore, MDPays you to move$3,201/mo less
- Typical home
- $375,000
- Vs San Francisco Bay Area
- 61% less
- Mortgage
- $2,061/mo
- Jacksonville, FL$3,179/mo less
- Typical home
- $379,000
- Vs San Francisco Bay Area
- 60% less
- Mortgage
- $2,083/mo
- Fort Myers, FL$3,174/mo less
- Typical home
- $379,900
- Vs San Francisco Bay Area
- 60% less
- Mortgage
- $2,088/mo
- Greenville, SC$3,160/mo less
- Typical home
- $382,450
- Vs San Francisco Bay Area
- 60% less
- Mortgage
- $2,102/mo
- Tampa, FL$3,144/mo less
- Typical home
- $385,398
- Vs San Francisco Bay Area
- 60% less
- Mortgage
- $2,118/mo
- Chattanooga, TN$3,091/mo less
- Typical home
- $395,000
- Vs San Francisco Bay Area
- 59% less
- Mortgage
- $2,171/mo
- Savannah, GA$3,064/mo less
- Typical home
- $399,900
- Vs San Francisco Bay Area
- 58% less
- Mortgage
- $2,198/mo
- Southwest Michigan (Niles-Benton Harbor), MIPays you to move$3,012/mo less
- Typical home
- $409,450
- Vs San Francisco Bay Area
- 57% less
- Mortgage
- $2,250/mo
- Orlando, FL$3,009/mo less
- Typical home
- $410,000
- Vs San Francisco Bay Area
- 57% less
- Mortgage
- $2,253/mo
- Atlanta, GA$2,981/mo less
- Typical home
- $415,000
- Vs San Francisco Bay Area
- 57% less
- Mortgage
- $2,281/mo
- Dallas-Fort Worth, TX$2,940/mo less
- Typical home
- $422,495
- Vs San Francisco Bay Area
- 56% less
- Mortgage
- $2,322/mo
- Charlotte, NC$2,926/mo less
- Typical home
- $424,950
- Vs San Francisco Bay Area
- 56% less
- Mortgage
- $2,335/mo
- Richmond, VA$2,844/mo less
- Typical home
- $439,925
- Vs San Francisco Bay Area
- 54% less
- Mortgage
- $2,418/mo
- Fayetteville (Northwest Arkansas), AR$2,838/mo less
- Typical home
- $441,000
- Vs San Francisco Bay Area
- 54% less
- Mortgage
- $2,423/mo
- Raleigh, NC$2,816/mo less
- Typical home
- $445,000
- Vs San Francisco Bay Area
- 54% less
- Mortgage
- $2,445/mo
- Austin, TX$2,808/mo less
- Typical home
- $446,450
- Vs San Francisco Bay Area
- 53% less
- Mortgage
- $2,453/mo
- Knoxville, TN$2,805/mo less
- Typical home
- $447,000
- Vs San Francisco Bay Area
- 53% less
- Mortgage
- $2,456/mo
- Sarasota, FL$2,748/mo less
- Typical home
- $457,450
- Vs San Francisco Bay Area
- 52% less
- Mortgage
- $2,514/mo
- Durham, NC$2,733/mo less
- Typical home
- $460,135
- Vs San Francisco Bay Area
- 52% less
- Mortgage
- $2,529/mo
- Wilmington, NC$2,671/mo less
- Typical home
- $471,489
- Vs San Francisco Bay Area
- 51% less
- Mortgage
- $2,591/mo
- Charleston, SC$2,627/mo less
- Typical home
- $479,450
- Vs San Francisco Bay Area
- 50% less
- Mortgage
- $2,635/mo
- Nashville, TN$2,327/mo less
- Typical home
- $533,995
- Vs San Francisco Bay Area
- 44% less
- Mortgage
- $2,935/mo
- Asheville, NC$2,102/mo less
- Typical home
- $575,000
- Vs San Francisco Bay Area
- 40% less
- Mortgage
- $3,160/mo
- Boise, ID$1,910/mo less
- Typical home
- $609,925
- Vs San Francisco Bay Area
- 36% less
- Mortgage
- $3,352/mo

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Notes on the numbers
- 1Home prices: median listing price, Realtor.com via FRED, September 2026. San Francisco Bay Area metro median: $957,475.
- 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
- 3Housing costs: BEA regional price parities, 2024. San Francisco Bay Area housing cost index 194.7, US = 100.
- 4More people left than arrived: net domestic migration, July 2024 to July 2025, US Census Bureau.
- 5Incentive amounts: each program's own page, accessed October 2026. Terms and eligibility vary by program.
- 6Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Census table