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Cost of living in Daytona Beach, FL

Compared with New York. Change city

$2,017a month less for the typical home than in New York1,2

That's $24,205 a year, enough to cover 11 months of the mortgage in Daytona Beach. The average commute is 9 minutes shorter each way, about 1.5 hours a week back4.

Typical home $374,950 vs $742,000. 2-bedroom rent3 $1,638 vs $1,997. See the math

By Sol Lakein.Checked October 2026.How we compare costs

  • Beach or lake23 miles of public Atlantic beaches within the city
  • College townEmbry-Riddle Aeronautical University, Bethune-Cookman University
  • Job hubNASCAR headquarters; Daytona International Speedway

Daytona Beach at a glance, next to New York

5

What the median home costs each month

1,2
New York metro$4,078/mo
$742,000 typical home
Daytona Beach$2,061/mo
$374,950 typical home

If you rent: median 2-bedroom

3
New York metro$1,997/mo
Daytona Beach$1,638/mo
About $359 a month less in rent
Rent by apartment size in Daytona Beach

Day-to-day costs

  • Housing costs68% pricier than averageNew York: 49% above
  • Salary that matches $150,000 in New York6$132,415
  • Net move-ins from other US metros, 2024-257+11,894
Daytona Beach in a paragraph

The median listed home in Daytona Beach is $374,950 (Realtor.com, September 2026), 11% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,061 a month. The median 2-bedroom rent is $1,638 a month, utilities included (Census, 2025). Everyday prices index at 99.4, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $132,415 here.

Weather

9
  • 48.5°January low
  • 90.2°July high

Home prices next to New York

1
Typical home for sale
New York metro$742,000
Daytona Beach$374,950
49% less, a $367,050 difference
Price per square foot
New York metro$494
Daytona Beach$229
2.2 times the space for the money

Your New York, in Daytona Beach

We're matching Daytona Beach's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

See how Daytona Beach ranks for your household

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See how Daytona Beach ranks for you

Is Daytona Beach a good place to live?

Daytona Beach fits families who want homes list 11% below the US median and people are moving in. The main trade-off is hot summers. Here is what you gain and what you give up.

What you gain

  • Homes list 11% below the US median$374,950 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
  • People are moving in11,894 more people moved here from other US metros than left, July 2024 to July 2025.US Census Bureau, Vintage 2025
  • A real job marketNASCAR headquarters; Daytona International SpeedwaySlower Sundays city profile
  • University townEmbry-Riddle Aeronautical University, Bethune-Cookman UniversitySlower Sundays city profile
  • Beach or lake access23 miles of public Atlantic beaches within the citySlower Sundays city profile

What you trade

  • Hot summersJuly highs average 90.2°F.NOAA 1991-2020 normals
  • No nonstop flights to New YorkTrips home mean a connection or a drive to a bigger airport.Airport route page, accessed November 3, 2026

More on Daytona Beach and Florida

Daytona Beach cost of living: questions people ask

What is the cost of living in Daytona Beach, FL?

The median listed home in Daytona Beach is $374,950 (Realtor.com, September 2026), 11% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,061 a month. The median 2-bedroom rent is $1,638 a month, utilities included (Census, 2025). Everyday prices index at 99.4, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $132,415 here.

How much would I save moving from New York to Daytona Beach?

The median listed home is $374,950 in Daytona Beach against $742,000 in the New York metro, 49% less. On a mortgage for each median home, that is about $2,017 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Daytona Beach?

The median gross rent for a 2-bedroom in the Daytona Beach metro is $1,638 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $359 more. The US median is $1,563.

What salary in Daytona Beach matches $150,000 in New York?

$132,415. That is $150,000 adjusted by the BEA regional price parities for both metros (99.4 in Daytona Beach, 112.6 in New York, 2024).

Does Daytona Beach pay you to move there?

None of the relocation incentive programs we track cover Daytona Beach as of October 2026.

What is the weather like in Daytona Beach?

January lows average 48.5°F and July highs 90.2°F (NOAA 1991-2020 normals, Daytona Beach International Airport).

Notes on the numbers
  1. 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
  2. 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
  3. 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
  4. 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
  5. 5At a glance: a difference within 5% counts as about the same.
  6. 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
  7. 7Net move-ins: Census Vintage 2025, via Regions Financial.
  8. 8Flights: airport route pages, October 2026.
  9. 9Weather: NOAA 1991-2020 normals, Daytona Beach International Airport.
Sources for this page