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Cost of living in Spartanburg, SC

Compared with New York. Change city

$2,402a month less for the typical home than in New York1,2

That's $28,821 a year, enough to cover 17 months of the mortgage in Spartanburg. The average commute is 10 minutes shorter each way, about 1.6 hours a week back4.

Typical home $304,950 vs $742,000. 2-bedroom rent3 $1,148 vs $1,997. See the math

By Sol Lakein.Checked October 2026.How we compare costs

Aerial view of downtown Spartanburg, SpartanburgZac Gudakov / Unsplash
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  • College townWofford College and Converse University
  • Job hubMilliken & Company world headquarters; BMW Plant Spartanburg in Spartanburg County

Spartanburg at a glance, next to New York

5

What the median home costs each month

1,2
New York metro$4,078/mo
$742,000 typical home
Spartanburg$1,676/mo
$304,950 typical home

If you rent: median 2-bedroom

3
New York metro$1,997/mo
Spartanburg$1,148/mo
About $849 a month less in rent
Rent by apartment size in Spartanburg

Day-to-day costs

  • Housing costs632% cheaper than averageNew York: 49% above
  • Salary that matches $150,000 in New York6$121,333
  • Net move-ins from other US metros, 2024-257+9,388
Spartanburg in a paragraph

The median listed home in Spartanburg is $304,950 (Realtor.com, September 2026), 27% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,676 a month. The median 2-bedroom rent is $1,148 a month, utilities included (Census, 2025). Everyday prices index at 91.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $121,333 here.

Weather

9
  • 31.5°January low
  • 90.1°July high
  • 0.8 inSnow per year

Home prices next to New York

1
Typical home for sale
New York metro$742,000
Spartanburg$304,950
59% less, a $437,050 difference
Price per square foot
New York metro$494
Spartanburg$166
3.0 times the space for the money

Your New York, in Spartanburg

We're matching Spartanburg's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

See how Spartanburg ranks for your household

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See how Spartanburg ranks for you

Is Spartanburg a good place to live?

Spartanburg fits families who want prices 9% below the US average and homes list 27% below the US median. The main trade-off is hot summers. Here is what you gain and what you give up.

What you gain

  • Prices 9% below the US averageEveryday prices, rent included, index at 91.1 against a US average of 100.BEA regional price parities, 2024
  • Homes list 27% below the US median$304,950 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
  • Mild wintersJanuary lows average 31.5°F with 0.8 inches of snow a year.NOAA 1991-2020 normals
  • Nonstop flights to New YorkFrom GSP to LGA, EWR.Airport route page, accessed November 3, 2026
Show 3 more
  • People are moving in9,388 more people moved here from other US metros than left, July 2024 to July 2025.US Census Bureau, Vintage 2025
  • A real job marketMilliken & Company world headquarters; BMW Plant Spartanburg in Spartanburg CountySlower Sundays city profile
  • University townWofford College and Converse UniversitySlower Sundays city profile

What you trade

  • Hot summersJuly highs average 90.1°F.NOAA 1991-2020 normals

More on Spartanburg and South Carolina

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Spartanburg cost of living: questions people ask

What is the cost of living in Spartanburg, SC?

The median listed home in Spartanburg is $304,950 (Realtor.com, September 2026), 27% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,676 a month. The median 2-bedroom rent is $1,148 a month, utilities included (Census, 2025). Everyday prices index at 91.1, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $121,333 here.

How much would I save moving from New York to Spartanburg?

The median listed home is $304,950 in Spartanburg against $742,000 in the New York metro, 59% less. On a mortgage for each median home, that is about $2,402 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Spartanburg?

The median gross rent for a 2-bedroom in the Spartanburg metro is $1,148 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $849 more. The US median is $1,563.

What salary in Spartanburg matches $150,000 in New York?

$121,333. That is $150,000 adjusted by the BEA regional price parities for both metros (91.1 in Spartanburg, 112.6 in New York, 2024).

Does Spartanburg pay you to move there?

None of the relocation incentive programs we track cover Spartanburg as of October 2026.

What is the weather like in Spartanburg?

January lows average 31.5°F and July highs 90.1°F, with 0.8 inches of snow a year (NOAA 1991-2020 normals, Spartanburg 3 SSE (per table citations)).

Notes on the numbers
  1. 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
  2. 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
  3. 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
  4. 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
  5. 5At a glance: a difference within 5% counts as about the same.
  6. 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
  7. 7Net move-ins: Census Vintage 2025, via Regions Financial.
  8. 8Flights: airport route pages, October 2026.
  9. 9Weather: NOAA 1991-2020 normals, Spartanburg 3 SSE (per table citations).
Sources for this page