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Cost of living in Terre Haute, IN

Compared with New York. Change city

$3,036a month less for the typical home than in New York1,2

That's $36,427 a year, enough to cover 34 months of the mortgage in Terre Haute. The average commute is 14 minutes shorter each way, about 2.3 hours a week back4.

Typical home $189,625 vs $742,000. 2-bedroom rent3 $901 vs $1,997. See the math

By Sol Lakein.Checked October 2026.How we compare costs

Vigo County Courthouse in downtown Terre Haute, Terre Hautebubba73 / Wikimedia Commons, CC BY-SA 3.0
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  • College townIndiana State University

Terre Haute at a glance, next to New York

5

What the median home costs each month

1,2
New York metro$4,078/mo
$742,000 typical home
Terre Haute$1,042/mo
$189,625 typical home

If you rent: median 2-bedroom

3
New York metro$1,997/mo
Terre Haute$901/mo
About $1,096 a month less in rent
Rent by apartment size in Terre Haute

Home prices next to New York

1
Typical home for sale
New York metro$742,000
Terre Haute$189,625
74% less, a $552,375 difference
Price per square foot
New York metro$494
Terre Haute$115
4.3 times the space for the money

Pays you to move

9
$7,500 cashWork Remote in Terre Haute$7,500 cash; up to $10,000 total across 9 benefitsWho qualifies: Full-time remote employees or self-employed people earning $50,000+, US citizens, living outside Indiana. Must move within 6 months.Program details, accessed 2026-10-30; site (C) 2026
$7,500 cashLive and Work in Terre Haute$7,500 cash; up to $10,000 total across 9 benefitsWho qualifies: For people taking a new local full-time job paying $50,000+ (current job $20,000+), living outside Indiana and moving within 6 months.Program details, accessed 2026-10-30; site (C) 2026

Weather

8
  • 20.7°January low
  • 85.9°July high

Day-to-day costs

  • Housing costs648% cheaper than averageNew York: 49% above
  • Salary that matches $150,000 in New York6$116,997
Terre Haute in a paragraph

The median listed home in Terre Haute is $189,625 (Realtor.com, September 2026), 55% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,042 a month. The median 2-bedroom rent is $901 a month, utilities included (Census, 2025). Everyday prices index at 87.8, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $116,997 here.

Your New York, in Terre Haute

We're matching Terre Haute's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

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Is Terre Haute a good place to live?

Terre Haute fits families who want prices 12% below the US average and homes list 55% below the US median. Here is what you gain and what you give up.

What you gain

  • Prices 12% below the US averageEveryday prices, rent included, index at 87.8 against a US average of 100.BEA regional price parities, 2024
  • Homes list 55% below the US median$189,625 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
  • Nonstop flights to New YorkFrom IND to JFK, LGA, EWR.Airport route page, August 31, 2026
  • Pays you to moveWork Remote in Terre Haute: $7,500 cash.Program page, accessed 2026-10-30; site (C) 2026
  • University townIndiana State UniversitySlower Sundays city profile

More on Terre Haute and Indiana

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Terre Haute cost of living: questions people ask

What is the cost of living in Terre Haute, IN?

The median listed home in Terre Haute is $189,625 (Realtor.com, September 2026), 55% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,042 a month. The median 2-bedroom rent is $901 a month, utilities included (Census, 2025). Everyday prices index at 87.8, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $116,997 here.

How much would I save moving from New York to Terre Haute?

The median listed home is $189,625 in Terre Haute against $742,000 in the New York metro, 74% less. On a mortgage for each median home, that is about $3,036 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Terre Haute?

The median gross rent for a 2-bedroom in the Terre Haute metro is $901 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $1,096 more. The US median is $1,563.

What salary in Terre Haute matches $150,000 in New York?

$116,997. That is $150,000 adjusted by the BEA regional price parities for both metros (87.8 in Terre Haute, 112.6 in New York, 2024).

Does Terre Haute pay you to move there?

Yes. Work Remote in Terre Haute offers $7,500 cash. Who qualifies: Full-time remote employees or self-employed people earning $50,000+, US citizens, living outside Indiana. Must move within 6 months.. Confirm current terms with the program.

What is the weather like in Terre Haute?

January lows average 20.7°F and July highs 85.9°F (NOAA 1991-2020 normals, Terre Haute Regional Airport).

Notes on the numbers
  1. 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
  2. 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
  3. 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
  4. 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
  5. 5At a glance: a difference within 5% counts as about the same.
  6. 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
  7. 7Flights: airport route pages, October 2026.
  8. 8Weather: NOAA 1991-2020 normals, Terre Haute Regional Airport.
  9. 9Incentives: terms come from each program's page. Confirm eligibility with the program before you move.
Sources for this page