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Cost of living in Texarkana, TX/AR

Compared with New York. Change city

$2,566a month less for the typical home than in New York1,2

That's $30,796 a year, enough to cover 20 months of the mortgage in Texarkana. The average commute is 18 minutes shorter each way, about 2.9 hours a week back4.

Typical home $275,000 vs $742,000. 2-bedroom rent3 $1,006 vs $1,997. See the math

By Sol Lakein.Checked October 2026.How we compare costs

State Line Avenue, where Arkansas meets Texas, TexarkanaMichael Barera / Wikimedia Commons, CC BY-SA 4.0
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Texarkana at a glance, next to New York

5

What the median home costs each month

1,2
New York metro$4,078/mo
$742,000 typical home
Texarkana$1,511/mo
$275,000 typical home

If you rent: median 2-bedroom

3
New York metro$1,997/mo
Texarkana$1,006/mo
About $991 a month less in rent
Rent by apartment size in Texarkana

Home prices next to New York

1
Typical home for sale
New York metro$742,000
Texarkana$275,000
63% less, a $467,000 difference
Price per square foot
New York metro$494
Texarkana$134
3.7 times the space for the money

Pays you to move

9
$5,000 cashCall Texarkana Home$5,000 relocation cash; package listed at up to $18,900 (a 2026 local report says $18,100)Who qualifies: Full-time remote employee or self-employed, income of at least $60,000, living outside Arkansas (Texas applicants must live at least 75 miles away), and moving to Bowie County TX or Miller County AR within 6 months.Program details, MakeMyMove accessed 2026-10-30; TXK Magazine 2026-03-04

Weather

8
  • 33.1°January low
  • 93.3°July high
  • 2.1 inSnow per year

Day-to-day costs

  • Housing costs650% cheaper than averageNew York: 49% above
  • Salary that matches $150,000 in New York6$111,953
Texarkana in a paragraph

The median listed home in Texarkana is $275,000 (Realtor.com, September 2026), 34% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,511 a month. The median 2-bedroom rent is $1,006 a month, utilities included (Census, 2025). Everyday prices index at 84.0, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $111,953 here.

Your New York, in Texarkana

We're matching Texarkana's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

See how Texarkana ranks for your household

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Is Texarkana a good place to live?

Texarkana fits families who want prices 16% below the US average and homes list 34% below the US median. The main trade-off is hot summers. Here is what you gain and what you give up.

What you gain

  • Prices 16% below the US averageEveryday prices, rent included, index at 84.0 against a US average of 100.BEA regional price parities, 2024
  • Homes list 34% below the US median$275,000 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
  • Mild wintersJanuary lows average 33.1°F with 2.1 inches of snow a year.NOAA 1991-2020 normals
  • Pays you to moveCall Texarkana Home: $5,000 cash.Program page, MakeMyMove accessed 2026-10-30; TXK Magazine 2026-03-04

What you trade

  • Hot summersJuly highs average 93.3°F.NOAA 1991-2020 normals
  • No nonstop flights to New YorkTrips home mean a connection or a drive to a bigger airport.Airport route page, October 15, 2026

More on Texarkana and Texas

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Texarkana cost of living: questions people ask

What is the cost of living in Texarkana, TX/AR?

The median listed home in Texarkana is $275,000 (Realtor.com, September 2026), 34% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,511 a month. The median 2-bedroom rent is $1,006 a month, utilities included (Census, 2025). Everyday prices index at 84.0, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $111,953 here.

How much would I save moving from New York to Texarkana?

The median listed home is $275,000 in Texarkana against $742,000 in the New York metro, 63% less. On a mortgage for each median home, that is about $2,566 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Texarkana?

The median gross rent for a 2-bedroom in the Texarkana metro is $1,006 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $991 more. The US median is $1,563.

What salary in Texarkana matches $150,000 in New York?

$111,953. That is $150,000 adjusted by the BEA regional price parities for both metros (84.0 in Texarkana, 112.6 in New York, 2024).

Does Texarkana pay you to move there?

Yes. Call Texarkana Home offers $5,000 cash. Who qualifies: Full-time remote employee or self-employed, income of at least $60,000, living outside Arkansas (Texas applicants must live at least 75 miles away), and moving to Bowie County TX or Miller County AR within 6 months.. Confirm current terms with the program.

What is the weather like in Texarkana?

January lows average 33.1°F and July highs 93.3°F, with 2.1 inches of snow a year (NOAA 1991-2020 normals).

Notes on the numbers
  1. 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
  2. 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
  3. 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
  4. 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
  5. 5At a glance: a difference within 5% counts as about the same.
  6. 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
  7. 7Flights: airport route pages, October 2026.
  8. 8Weather: NOAA 1991-2020 normals.
  9. 9Incentives: terms come from each program's page. Confirm eligibility with the program before you move.
Sources for this page