Nashville skyline in the fall, Nashville, TN

Moving from New York to Nashville, TN

The typical home in the Nashville, TN metro costs $533,995, against $742,000 in the New York metro. That's a mortgage of $2,935 a month instead of $4,078: $1,143 less every month, $13,717 a year. To keep the lifestyle $150,000 buys in New York, you would need about $128,379 in Nashville. The average commute is 9 minutes shorter each way, about 1.4 hours a week back.

By Sol Lakein, founder of Slower Sundays. Updated November 4, 2026.

$1,143Less each month on the typical home^1,2On the mortgage
$331 lessDifference in 2-bedroom rent³Utilities included
$128,379Matches $150,000 in New York⁴Same lifestyle, local prices
NoneTennessee income tax⁵On wages, 2026

New York vs Nashville: the numbers

Side by side, from the mortgage to the tax on your paycheck.^1,4,5

Measure	New York	Nashville
Typical home for sale	$742,000	$533,995
Monthly mortgage on it	$4,078	$2,935
2-bedroom rent	$1,997	$1,666
Everyday prices	13% above avg	4% below avg
Housing costs	49% above avg	5% above avg
Income tax on wages, 2026	Up to 10.9%, plus New York City up to 3.876%	No tax on wages

What else changes when you move to Nashville

January lows average 30.1°F and July highs 90.9°F, with 4.7 inches of snow and 50.51 inches of total precipitation in a typical year^source.

BNA has nonstop flights to JFK, LGA, EWR^source.

Between July 2024 and July 2025, 16,967 more people moved to the Nashville metro from elsewhere in the US than moved away^source.

The New York metro lost 168,105 more residents to the rest of the country than it gained over the same year (US Census Bureau, Vintage 2025).

Taxes: Tennessee does not tax wages; New York tops out at 10.9%, plus New York City up to 3.876% (2026, married filing jointly). Property and sales taxes differ too; each state page has them where we track them.

Your New York, in Nashville

Places in Nashville that play the role of New York favorites, matched on what they offer, each sourced on the city page.

Big city park
Central Park Centennial Park
Walking and biking trail
The High Line and Hudson River Greenway Shelby Bottoms Greenway and Natural Area
Art museum
The Met Frist Art Museum
Science museum
American Museum of Natural History Adventure Science Center

See all 9 matches with sources

After you move: Tennessee deadlines

New residents get a set number of days to switch their license and register their car.

Driver's license: within 30 days of becoming a resident^source.
Vehicle registration: within 30 days^source.

The full order of tasks is in our moving out of state checklist, and what the move itself costs is in how much it costs to move out of state (HireAHelper, 2026).

Cover of The Slower Sundays Moving Guide

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Questions people ask

Is it cheaper to live in Nashville than New York?

Yes. Everyday prices, rent included, run 14% lower in Nashville, TN than in the New York metro by BEA's regional price parities (96.3 against 112.6, US = 100, 2024).

What salary in Nashville matches $150,000 in New York?

About $128,379, using BEA regional price parities for Nashville, TN (96.3) and the New York metro (112.6), 2024. Taxes are not included; see the tax comparison on this page.

How much would I save on housing moving from New York to Nashville?

On the median listed home, principal and interest drop from $4,078 to $2,935 a month ($1,143 less), with 20% down at 7.32% (Realtor.com via FRED, September 2026; Freddie Mac). Median rent for a 2-bedroom is $1,666 against $1,997 (Census ACS 2025).

Does Tennessee have a state income tax?

No. Tennessee does not tax wages (Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (Feb 17, 2026), 2026).

How much does it cost to move from New York to Nashville?

Nobody publishes an average for this route. HireAHelper's 2026 long-distance estimates for a 2 to 3 bedroom home run from $533 to $728 for a rental truck you load yourself to $2,910 to $4,569 for full-service movers, before distance pushes the price up. Get three written estimates for the same inventory; federal rules cap what an interstate mover can demand at delivery at 110% of a non-binding estimate (FMCSA).

More moves from New York

Notes on the numbers

1Home prices: the typical home is the median listing price, Realtor.com via FRED, September 2026. New York values are for the whole metro area; Nashville values are for its metro area.
2Monthly mortgage: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Census table
4Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, compared with the US average.
5Income tax: state revenue departments, 2026 rates for married couples filing jointly. Details on our state income tax comparison.
6Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table

Sources for this page