How much is rent in Chattanooga, TN?

The median 2-bedroom in Chattanooga rents for $1,313 a month with utilities, $250 less than the US median. A 1-bedroom runs $1,317 and a 3-bedroom $1,553.

By Sol Lakein, founder of Slower Sundays. Updated November 2026.

$1,3132-bedroom¹US: $1,563
$1,3171-bedroom¹US: $1,362
$52,520Income for a 2-bed at 30%²A year
20%Share of typical income³For a 2-bedroom

Rent in Chattanooga by number of bedrooms

Median rent, utilities included, next to the US median.¹

Studio$1,145/mo
Chattanooga
$1,145
US
$1,365
Income to keep it at 30%: $45,800²
1 bedroom$1,317/mo
Chattanooga
$1,317
US
$1,362
Income to keep it at 30%: $52,680²
2 bedrooms$1,313/mo
Chattanooga
$1,313
US
$1,563
Income to keep it at 30%: $52,520²
3 bedrooms$1,553/mo
Chattanooga
$1,553
US
$1,760
Income to keep it at 30%: $62,120²
4 bedrooms$2,298/mo
Chattanooga
$2,298
US
$2,153
Income to keep it at 30%: $91,920²

Work out what rent you can afford · Full cost of living in Chattanooga

Where rent costs less than Chattanooga

20 of the cities we cover have a lower median 2-bedroom rent. The cheapest and the closest:¹

City	2-bedroom rent	Less than Chattanooga
Paducah, KY	$886	$427/mo
Terre Haute, IN	$901	$412/mo
Muncie, IN	$919	$394/mo
Fayetteville, AR	$1,232	$81/mo
Memphis area, TN/AR	$1,278	$35/mo
Greenville, SC	$1,279	$34/mo

Rent in Chattanooga: questions people ask

How much is rent in Chattanooga?

Median rent with utilities, all units: $1,353 a month. By size: studio $1,145, 1 bedroom $1,317, 2 bedrooms $1,313, 3 bedrooms $1,553, 4 bedrooms $2,298 (Census ACS, 2025).

How much do you need to make to afford rent in Chattanooga?

To keep a 2-bedroom at 30% of income, about $52,520 a year. For a 1-bedroom, $52,680.

What share of income goes to rent in Chattanooga?

A year of median 2-bedroom rent equals 20% of the median household income of $78,790 (Census ACS, 2025).

Where is rent cheaper than Chattanooga?

Of the cities we cover, Paducah, KY ($886), Terre Haute, IN ($901), Muncie, IN ($919) have the lowest median 2-bedroom rent.

Rent elsewhere in Tennessee

Find the cities that fit your family

Answer a few quick questions and get your shortlist, ranked on what you care about. Free, no account.

Find my cities

Notes on the numbers

1Rent: Census ACS 2025 1-year, table B25031, median gross rent by number of bedrooms (rent plus utilities the renter pays), 2025. Covers all renters, including long-time tenants, so new leases often cost more. $3,500+ is the highest figure the Census publishes. Census table
2Income to keep rent at 30%: a year of rent divided by 0.3, the common rule of thumb. Our arithmetic.
3Household income: Census ACS 2025 1-year, table B19013, median household income, 2025. Census table

Sources for this page