Cost of living in Jacksonville, FL

Compared with Boston. Change city · Back to moving from Boston

$2,230a month less for the typical home than in Boston^1,2

That's $26,759 a year, enough to cover 12 months of the mortgage in Jacksonville. The average commute is 5 minutes shorter each way, about 0.8 hours a week back⁴.

Typical home $379,000 vs $784,778. 2-bedroom rent³ $1,642 vs $2,370. See the math

Compared with New York. Change city

$1,995a month less for the typical home than in New York^1,2

That's $23,938 a year, enough to cover 11 months of the mortgage in Jacksonville. The average commute is 9 minutes shorter each way, about 1.6 hours a week back⁴.

Typical home $379,000 vs $742,000. 2-bedroom rent³ $1,642 vs $1,997. See the math

By Sol Lakein, founder of Slower Sundays.Checked October 2026.How we compare costs

Main Street Bridge and the downtown Jacksonville skyline at sunset, Jacksonville

Trevor Neely / Unsplash

All cities

Big-city lifeJacksonville Jaguars (NFL)
Beach or lakeJacksonville Beach, Atlantic Beach and Neptune Beach on the Atlantic
Job hubFortune 500 headquarters of CSX, Fidelity National Financial and FIS; Naval Air Station Jacksonville

Jacksonville at a glance, next to Boston

⁵

Home pricesCheaper$379,000 vs $784,778 for the typical home¹
Space for the moneyMore space$213 vs $459 per sq ft¹
Rent, 2-bedroomCheaper$1,642 vs $2,370 a month³
Everyday pricesCheaper1% below US average. Boston: 8% above⁶
CommuteShorter27 vs 32 minutes each way⁴

Flights to Boston: data coming soon

What the median home costs each month

^1,2

Boston metro$4,313/mo

$784,778 typical home

Jacksonville$2,083/mo

$379,000 typical home

If you rent: median 2-bedroom

Boston metro$2,370/mo

Jacksonville$1,642/mo

About $728 a month less in rent

Rent by apartment size in Jacksonville

Day-to-day costs

Housing costs⁶10% pricier than averageBoston: 48% above
Salary that matches $150,000 in Boston⁶$137,833
Net move-ins from other US metros, 2024-25⁷+17,360

Jacksonville in a paragraph

The median listed home in Jacksonville is $379,000 (Realtor.com, September 2026), 10% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $2,083 a month. The median 2-bedroom rent is $1,642 a month, utilities included (Census, 2025). Everyday prices index at 99.5, where the US average is 100 (BEA, 2024). A $150,000 salary in Boston buys the same as $137,833 here.

Weather

⁹

42.4°January low
91.9°July high

Home prices next to Boston

Typical home for sale

Boston metro$784,778

Jacksonville$379,000

52% less, a $405,778 difference

Price per square foot

Boston metro$459

Jacksonville$213

2.2 times the space for the money

Your Boston, in Jacksonville

We're matching Jacksonville's parks, museums, arenas and food halls to their Boston counterparts. Until then, see how it works for Raleigh.

See how Jacksonville ranks for your household

Answer a few quick questions and see how Jacksonville ranks against 53 other cities for your household.

See how Jacksonville ranks for you

Jacksonville at a glance, next to New York

⁵

Home pricesCheaper$379,000 vs $742,000 for the typical home¹
Space for the moneyMore space$213 vs $494 per sq ft¹
Rent, 2-bedroomCheaper$1,642 vs $1,997 a month³
Everyday pricesCheaper1% below US average. New York: 13% above⁶
CommuteShorter27 vs 37 minutes each way⁴
Flights to New YorkNonstopNonstop to JFK, LaGuardia and Newark from JAX⁸

What the median home costs each month

^1,2

New York metro$4,078/mo

$742,000 typical home

Jacksonville$2,083/mo

$379,000 typical home

If you rent: median 2-bedroom

New York metro$1,997/mo

Jacksonville$1,642/mo

About $355 a month less in rent

Rent by apartment size in Jacksonville

Day-to-day costs

Housing costs⁶10% pricier than averageNew York: 49% above
Salary that matches $150,000 in New York⁶$132,571
Net move-ins from other US metros, 2024-25⁷+17,360

Jacksonville in a paragraph

Weather

⁹

42.4°January low
91.9°July high

Home prices next to New York

Typical home for sale

New York metro$742,000

Jacksonville$379,000

49% less, a $363,000 difference

Price per square foot

New York metro$494

Jacksonville$213

2.3 times the space for the money

Your New York, in Jacksonville

We're matching Jacksonville's parks, museums, arenas and food halls to their New York counterparts. Until then, see how it works for Raleigh.

See how Jacksonville ranks for your household

Answer a few quick questions and see how Jacksonville ranks against 53 other cities for your household.

See how Jacksonville ranks for you

Is Jacksonville a good place to live?

Jacksonville fits families who want homes list 10% below the US median and nonstop flights to New York. The main trade-off is hot summers. Here is what you gain and what you give up.

What you gain

Homes list 10% below the US median$379,000 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
Nonstop flights to New YorkFrom JAX to JFK, LGA, EWR.Airport route page, accessed November 3, 2026
People are moving in17,360 more people moved here from other US metros than left, July 2024 to July 2025.US Census Bureau, Vintage 2025
A real job marketFortune 500 headquarters of CSX, Fidelity National Financial and FIS; Naval Air Station JacksonvilleSlower Sundays city profile
Beach or lake accessJacksonville Beach, Atlantic Beach and Neptune Beach on the AtlanticSlower Sundays city profile

What you trade

Hot summersJuly highs average 91.9°F.NOAA 1991-2020 normals

Is Jacksonville a good place to live? Read the full pros and cons

More on Jacksonville and Florida

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Jacksonville cost of living: questions people ask

What is the cost of living in Jacksonville, FL?

How much would I save moving from New York to Jacksonville?

The median listed home is $379,000 in Jacksonville against $742,000 in the New York metro, 49% less. On a mortgage for each median home, that is about $1,995 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).

How much is rent in Jacksonville?

The median gross rent for a 2-bedroom in the Jacksonville metro is $1,642 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $355 more. The US median is $1,563.

What salary in Jacksonville matches $150,000 in New York?

$132,571. That is $150,000 adjusted by the BEA regional price parities for both metros (99.5 in Jacksonville, 112.6 in New York, 2024).

Does Jacksonville pay you to move there?

None of the relocation incentive programs we track cover Jacksonville as of October 2026.

What is the weather like in Jacksonville?

January lows average 42.4°F and July highs 91.9°F (NOAA 1991-2020 normals, Jacksonville International Airport).

Notes on the numbers

1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
5At a glance: a difference within 5% counts as about the same.
6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
7Net move-ins: Census Vintage 2025, via Regions Financial.
8Flights: airport route pages, October 2026.
9Weather: NOAA 1991-2020 normals, Jacksonville International Airport.

Sources for this page