Cost of living in Tulsa, OK
Compared with New York. Change city
$2,267a month less for the typical home than in New York1,2
That's $27,202 a year, enough to cover 15 months of the mortgage in Tulsa. The average commute is 14 minutes shorter each way, about 2.3 hours a week back4.
Typical home $329,500 vs $742,000. 2-bedroom rent3 $1,187 vs $1,997. See the math
By Sol Lakein, founder of Slower Sundays.Checked October 2026.How we compare costs
Tulsa at a glance, next to New York
5- Home pricesCheaper$329,500 vs $742,000 for the typical home1
- Space for the moneyMore space$168 vs $494 per sq ft1
- Rent, 2-bedroomCheaper$1,187 vs $1,997 a month3
- Everyday pricesCheaper11% below US average. New York: 13% above6
- CommuteShorter23 vs 37 minutes each way4
- Flights to New YorkNonstopNonstop to LaGuardia from TUL7
- Pays you to moveYes$10,000 cash9
If you rent: median 2-bedroom
3Home prices next to New York
1Pays you to move
9Weather
8- 28°January low
- 93.6°July high
- 8.7 inSnow per year
Day-to-day costs
- Housing costs632% cheaper than averageNew York: 49% above
- Salary that matches $150,000 in New York6$118,885
Tulsa in a paragraph
The median listed home in Tulsa is $329,500 (Realtor.com, September 2026), 21% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,811 a month. The median 2-bedroom rent is $1,187 a month, utilities included (Census, 2025). Everyday prices index at 89.2, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $118,885 here.
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See how Tulsa ranks for youIs Tulsa a good place to live?
Tulsa fits families who want prices 11% below the US average and homes list 21% below the US median. The main trade-off is hot summers. Here is what you gain and what you give up.
What you gain
- Prices 11% below the US averageEveryday prices, rent included, index at 89.2 against a US average of 100.BEA regional price parities, 2024
- Homes list 21% below the US median$329,500 median listing against $419,250 nationally.Realtor.com via FRED, September 2026
- Nonstop flights to New YorkFrom TUL to LGA.Airport route page, accessed October 14, 2026
- Pays you to moveTulsa Remote: $10,000 cash.Program page, accessed 2026-10-30; site (C) 2026
- On the waterGathering Place on the Arkansas RiverSlower Sundays city profile
What you trade
- Hot summersJuly highs average 93.6°F.NOAA 1991-2020 normals
More on Tulsa and Oklahoma
Tulsa cost of living: questions people ask
What is the cost of living in Tulsa, OK?
The median listed home in Tulsa is $329,500 (Realtor.com, September 2026), 21% below the US median of $419,250. With 20% down at 7.32%, principal and interest come to about $1,811 a month. The median 2-bedroom rent is $1,187 a month, utilities included (Census, 2025). Everyday prices index at 89.2, where the US average is 100 (BEA, 2024). A $150,000 salary in New York buys the same as $118,885 here.
How much would I save moving from New York to Tulsa?
The median listed home is $329,500 in Tulsa against $742,000 in the New York metro, 56% less. On a mortgage for each median home, that is about $2,267 a month less in principal and interest (20% down, 7.32%, Freddie Mac, October 22, 2026).
How much is rent in Tulsa?
The median gross rent for a 2-bedroom in the Tulsa metro is $1,187 a month, including utilities the renter pays (Census American Community Survey, 2025). In the New York metro it is $1,997, $810 more. The US median is $1,563.
What salary in Tulsa matches $150,000 in New York?
$118,885. That is $150,000 adjusted by the BEA regional price parities for both metros (89.2 in Tulsa, 112.6 in New York, 2024).
Does Tulsa pay you to move there?
Yes. Tulsa Remote offers $10,000 cash. Who qualifies: Full-time remote job with an employer outside Oklahoma, lived outside Oklahoma for at least a year, age 18 or older, US work eligible, and move within Tulsa city limits within 12 months of acceptance. Income is verified but no minimum is published.. Confirm current terms with the program.
What is the weather like in Tulsa?
January lows average 28°F and July highs 93.6°F, with 8.7 inches of snow a year (NOAA 1991-2020 normals, Tulsa International Airport).
Notes on the numbers
- 1Home prices: the typical home is the median listing price, with price per square foot, from Realtor.com via FRED, September 2026. The comparison metro uses the same series and month.
- 2Monthly cost: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
- 3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Covers all renters, including long-time tenants, not only new leases. Census table
- 4Commute: Census ACS 2025 1-year, table S0801, mean travel time to work (one way, workers who do not work from home), 2025. Hours back assume a 5-day round trip. Census table
- 5At a glance: a difference within 5% counts as about the same.
- 6Everyday prices, housing costs and the matching salary: BEA regional price parities, 2024, US = 100.
- 7Flights: airport route pages, October 2026.
- 8Weather: NOAA 1991-2020 normals, Tulsa International Airport.
- 9Incentives: terms come from each program's page. Confirm eligibility with the program before you move.
Sources for this page
- Median listing price: Realtor.com via FRED MEDLISPRI46140
- Price per sq ft: Realtor.com via FRED MEDLISPRIPERSQUFEE46140
- Price parities: BEA via FRED RPPALL46140, 2024
- Housing index: BEA via FRED RPPSERVERENT46140, 2024
- New York: Realtor.com via FRED MEDLISPRI35620 and MEDLISPRIPERSQUFEE35620; BEA via FRED RPPALL35620, 2024
- Flights: undated (accessed 2026-10-14)
- Climate normals
- Mortgage rate: Freddie Mac 30-year fixed average, week of October 22, 2026
- 2-bedroom rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities)
- US median listing price: Realtor.com via FRED MEDLISPRIUS, September 2026