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Cost of living in Oklahoma

Everyday prices in Oklahoma run 12.2% below the US average, the 4th lowest of 51 states and DC.

By Sol Lakein. Updated November 2026.

Oklahoma cities we cover

Cheapest first. Tap one for monthly costs, weather and flights.1,2,4

Oklahoma next to New York and the US

Longer bar = costs more.1,4,2,3
OklahomaUnited StatesNew York metro

How affordable is Oklahoma?

Rent and home prices next to what households earn.6
$75,390
Typical household incomeA year · 43rd highest of 51
17%
Of income goes to rentA year of 2-bed rent ($1,085/mo) against median income ($75,390). 10th lowest of 51.
3.9
Years of income to buy a home$296,643 median listing against $75,390 income. 11th lowest of 50.

Are people moving to Oklahoma?

14,492 more people moved to Oklahoma from other states than left between July 2024 and July 2025 (Census Bureau estimates).

Where Americans are moving5

Metro areas in Oklahoma

Cheapest first. Tap one for its full cost of living.1,4,2
Price levelUS averageShorter bar = cheaper, longer = pricier
  1. 1Tulsa, OK11% cheaper than average
    2-bed rent
    $1,187
    Typical home
    $329,500
    Mortgage
    $1,811/mo
  2. 2Oklahoma City, OK10% cheaper than average
    2-bed rent
    $1,199
    Typical home
    $312,450
    Mortgage
    $1,717/mo

Oklahoma next to its neighbors

The states that border Oklahoma, on the same measures. The number is each state's national rank on everyday prices.1,4,2
  1. 1Arkansas13% cheaper than average
    2-bed rent
    $1,014
    Typical home
    $318,743
    Net moves
    +14,475
  2. 4OklahomaThis state12% cheaper than average
    2-bed rent
    $1,085
    Typical home
    $296,643
    Net moves
    +14,492
  3. 10Kansas10% cheaper than average
    2-bed rent
    $1,116
    Typical home
    $296,000
    Net moves
    -519
  4. 13Missouri9% cheaper than average
    2-bed rent
    $1,121
    Typical home
    $300,000
    Net moves
    +14,028
Show 3 more
  1. 15New Mexico8% cheaper than average
    2-bed rent
    $1,133
    Typical home
    $399,475
    Net moves
    -2,267
  2. 27Texas3% cheaper than average
    2-bed rent
    $1,533
    Typical home
    $355,765
    Net moves
    +67,299
  3. 39Colorado3% pricier than average
    2-bed rent
    $1,900
    Typical home
    $564,000
    Net moves
    -12,100

Oklahoma by the numbers

Every figure on this page, as tables

Oklahoma next to New York and the US

PlacePrice levelHousingTypical homeMonthly payment2-bedroom rent
Oklahoma87.862.8$296,643$1,630$1,085
United States100.0100.0$419,250$2,304$1,563
New York metro112.6148.6$742,000$4,078$1,997

Oklahoma cities we cover

CityTypical homeMonthly payment2-bedroom rentPrice level
Tulsa$329,500$1,811$1,18789.2

Metro areas in Oklahoma

MetroPrice level2-bedroom rentTypical home
Tulsa, OK89.2$1,187$329,500
Oklahoma City, OK90.4$1,199$312,450

Oklahoma next to its neighbors

StatePrice level2-bedroom rentTypical homeNet moves from other states
Oklahoma87.8$1,085$296,643+14,492
Arkansas86.9$1,014$318,743+14,475
Colorado103.1$1,900$564,000-12,100
Kansas90.1$1,116$296,000-519
Missouri90.8$1,121$300,000+14,028
New Mexico92.2$1,133$399,475-2,267
Texas97.1$1,533$355,765+67,299

Net moves from other states

Year (July to July)Net moves from other states
2019-20+11,682
2020-21+26,921
2021-22+25,770
2022-23+22,671
2023-24+13,542
2024-25+14,492

States with a similar cost of living to Oklahoma

Keep comparing

Oklahoma cost of living: questions people ask

What is the cost of living in Oklahoma?

Everyday prices in Oklahoma run 12.2% below the US average, the 4th lowest of 51 states and DC (BEA, 2024). Housing costs, rent included, index at 62.8 against a US average of 100. The median listed home is $296,643 (Realtor.com, September 2026), about $1,630 a month in principal and interest. The median 2-bedroom rent is $1,085 a month, utilities included (Census, 2025). A $150,000 salary in New York buys the same as $117,058 in Oklahoma.

Is Oklahoma cheap or expensive to live in?

Cheaper than average. Oklahoma's regional price parity is 87.8, so the same basket of goods, services and rent costs 12.2% less than the US average (BEA, 2024).

How much does a house cost in Oklahoma?

The median listed home in Oklahoma is $296,643 as of September 2026 (Realtor.com via FRED), against $419,250 nationally. That ranks 7th lowest of 50. With 20% down at 7.32%, principal and interest run about $1,630 a month.

How much is rent in Oklahoma?

The median gross rent for a 2-bedroom in Oklahoma is $1,085 a month, including utilities the renter pays, against $1,563 for the US (Census American Community Survey, 2025).

What salary in Oklahoma equals $150,000 in New York?

About $117,058, using BEA regional price parities for Oklahoma (87.8) and the New York metro (112.6), 2024.

Are people moving to Oklahoma?

14,492 more people moved to Oklahoma from other states than left between July 2024 and July 2025 (Census Bureau estimates).

Which Oklahoma cities do you cover?

Tulsa ($329,500). Each has its own page with monthly costs, weather and flights.

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Notes on the numbers
  1. 1Everyday prices, housing costs and price levels: BEA regional price parities via FRED, 2024, where the US average is 100. In ranked lists, 1 is the cheapest.
  2. 2Homes: the typical home is the median listing price, Realtor.com via FRED, September 2026.
  3. 3Mortgage: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA.
  4. 4Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units, including utilities.
  5. 5Net moves: US Census Bureau population estimates, net domestic migration, July to July.
  6. 6Affordability: our arithmetic on Census median gross rent (2025), Census median household income (2025) and Realtor.com median listing price (September 2026). Rank 1 is the most affordable.
Sources for this page