Cost of living in Washington
By Sol Lakein, founder of Slower Sundays. Updated November 2026.
Washington next to New York and the US
- Everyday prices7% pricier than averageUS average · New York metro 13% pricier
- Housing, rent included26% pricier than averageUS average · New York metro 49% pricier
- 2-bedroom rent$1,885/mo21% more than the USUS $1,563 · New York metro $1,997
- Typical home for sale$639,47553% more than the USUS $419,250 · New York metro $742,000Mortgage $3,514/mo, US $2,304, New York metro $4,078. 20% down, 30-year fixed at 7.32%.
How affordable is Washington?
Are people moving to Washington?
- 2019-20+38,473
- 2020-21-14,999
- 2021-22-3,314
- 2022-23-17,511
- 2023-24+1,728
- 2024-25+9,238
Metro areas in Washington
Washington next to its neighbors
- 23Idaho5% cheaper than average
- 2-bed rent
- $1,438
- Typical home
- $593,000
- Net moves
- +19,915
- 40Oregon3% pricier than average
- 2-bed rent
- $1,650
- Typical home
- $550,000
- Net moves
- +2,228
- 46WashingtonThis state7% pricier than average
- 2-bed rent
- $1,885
- Typical home
- $639,475
- Net moves
- +9,238
Washington by the numbers
Every figure on this page, as tables
Washington next to New York and the US
| Place | Price level | Housing | Typical home | Monthly payment | 2-bedroom rent |
|---|---|---|---|---|---|
| Washington | 107.0 | 126.0 | $639,475 | $3,514 | $1,885 |
| United States | 100.0 | 100.0 | $419,250 | $2,304 | $1,563 |
| New York metro | 112.6 | 148.6 | $742,000 | $4,078 | $1,997 |
Metro areas in Washington
| Metro | Price level | 2-bedroom rent | Typical home |
|---|---|---|---|
| Spokane-Spokane Valley, WA | 100.3 | $1,424 | $477,950 |
| Seattle-Tacoma-Bellevue | 111.1 | $2,214 | $749,970 |
Washington next to its neighbors
| State | Price level | 2-bedroom rent | Typical home | Net moves from other states |
|---|---|---|---|---|
| Washington | 107.0 | $1,885 | $639,475 | +9,238 |
| Idaho | 95.5 | $1,438 | $593,000 | +19,915 |
| Oregon | 103.4 | $1,650 | $550,000 | +2,228 |
Net moves from other states
| Year (July to July) | Net moves from other states |
|---|---|
| 2019-20 | +38,473 |
| 2020-21 | -14,999 |
| 2021-22 | -3,314 |
| 2022-23 | -17,511 |
| 2023-24 | +1,728 |
| 2024-25 | +9,238 |
States with a similar cost of living to Washington
Keep comparing
Washington cost of living: questions people ask
What is the cost of living in Washington?
Everyday prices in Washington run 7.0% above the US average, the 46th lowest of 51 states and DC (BEA, 2024). Housing costs, rent included, index at 126.0 against a US average of 100. The median listed home is $639,475 (Realtor.com, September 2026), about $3,514 a month in principal and interest. The median 2-bedroom rent is $1,885 a month, utilities included (Census, 2025). A $150,000 salary in New York buys the same as $142,604 in Washington.
Is Washington cheap or expensive to live in?
More expensive than average. Washington's regional price parity is 107.0, 7.0% above the US average (BEA, 2024).
How much does a house cost in Washington?
The median listed home in Washington is $639,475 as of September 2026 (Realtor.com via FRED), against $419,250 nationally. That ranks 47th lowest of 50. With 20% down at 7.32%, principal and interest run about $3,514 a month.
How much is rent in Washington?
The median gross rent for a 2-bedroom in Washington is $1,885 a month, including utilities the renter pays, against $1,563 for the US (Census American Community Survey, 2025).
What salary in Washington equals $150,000 in New York?
About $142,604, using BEA regional price parities for Washington (107.0) and the New York metro (112.6), 2024.
Are people moving to Washington?
9,238 more people moved to Washington from other states than left between July 2024 and July 2025 (Census Bureau estimates).
Find the cities that fit your family
Answer a few quick questions and get your shortlist, ranked on what you care about. Free, no account.
Notes on the numbers
- 1Everyday prices, housing costs and price levels: BEA regional price parities via FRED, 2024, where the US average is 100. In ranked lists, 1 is the cheapest.
- 2Homes: the typical home is the median listing price, Realtor.com via FRED, September 2026.
- 3Mortgage: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA.
- 4Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units, including utilities.
- 5Net moves: US Census Bureau population estimates, net domestic migration, July to July.
- 6Affordability: our arithmetic on Census median gross rent (2025), Census median household income (2025) and Realtor.com median listing price (September 2026). Rank 1 is the most affordable.
Sources for this page
- Price level: BEA via FRED WARPPALL, 2024
- Housing: BEA via FRED WARPPSERVERENT, 2024
- Median listing: Realtor.com via FRED MEDLISPRIWA, September 2026
- Household income: Census via FRED MEHOINUSWAA646N, 2025
- US median listing: Realtor.com via FRED MEDLISPRIUS, September 2026
- Net domestic migration 2024-25: https://planning.maryland.gov/MSDC/Documents/pop_estimate/estimates-post2010/table6.pdf (Census Vintage 2025 estimates via Maryland Dept of Planning Table 6; 2024-25 cross-checked vs https://files.hawaii.gov/dbedt/census/popestimate/2025/state-pop/NST-EST2025-COMP.pdf)
- Mortgage rate: Freddie Mac 30-year fixed average, week of October 22, 2026
- 2-bedroom rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities)
- New York metro: Realtor.com via FRED MEDLISPRI35620; BEA via FRED RPPALL35620, 2024
- © Realtor.com, Housing Inventory Core Metrics (median listing price and median listing price per square foot), retrieved from FRED, Federal Reserve Bank of St. Louis