Phillip L. Hofmeister / Wikimedia Commons, CC BY 3.0

100 Homes Program (City of Jackson down payment assistance): get paid to move to Jackson

Jackson, Michigan offers Up to $60,000 toward a home. Status: taking applications.

$50,000Home-buying helpToward buying a homeCity DPA $25,000 plus a limited-time City add-on of $15,000 to $25,000 by income (City total up to $50,000); MSHDA DPA of $10,000 on top

Taking applicationsOpen when we checked on October 30, 2026Apply on the official site

Who it's for: A remote job is not required
What you commit to: Buy a home there, Income $70,000+
Visit before you move: Not mentioned
How we checked: News report

By Sol Lakein, founder of Slower Sundays.Checked October 30, 2026.How we check programs

$60,000Total valueCash plus perks
$254,950Typical home for saleMetro

Who qualifies

A remote job is not required
Household income of at least $70,000
Buying a home in the area

In the program's words

Buy one of the City's new-build program homes (fixed $178,000 price) as an owner-occupant; household at or below 120% AMI for City funds; MakeMyMove listing adds a $70,000 household income floor and requires living outside Jackson city limits.

Perks: MakeMyMove version adds Chamber events, golf membership, YMCA month, breakfast with the City Manager

Run by: City of Jackson Community Development; MSHDA

Read the official rules and apply

Confirmed by a 2025 or 2026 news report; the program has no current official page we could read. Programs change often: confirm the amount and deadline with the program before you plan a move.

Is it worth it?

The grant is the headline. The bigger number is usually what you stop paying every month.

Buying a home$34,940 a year less
The typical home in the Jackson metro costs $254,950, against $784,778 in Boston. That's about $34,940 a year less on the mortgage^1,2.
Renting instead$1,063 a month
A 2-bedroom runs $1,063 a month in Jackson, against $2,370 in Boston, utilities included³.
Program help toward a home$50,000
The program adds $50,000 in help toward buying a home, $60,000 in total value.
Same lifestyle, smaller salary$127,158
A $150,000 Boston salary buys the same as $127,158 in Jackson⁴.

Full cost of living in Jackson

Is it worth it?

The grant is the headline. The bigger number is usually what you stop paying every month.

Buying a home$32,119 a year less
The typical home in the Jackson metro costs $254,950, against $742,000 in New York. That's about $32,119 a year less on the mortgage^1,2.
Renting instead$1,063 a month
A 2-bedroom runs $1,063 a month in Jackson, against $1,997 in New York, utilities included³.
Program help toward a home$50,000
The program adds $50,000 in help toward buying a home, $60,000 in total value.
Same lifestyle, smaller salary$122,304
A $150,000 New York salary buys the same as $122,304 in Jackson⁴.

Full cost of living in Jackson

Living in Jackson

Home values, rent, local jobs, things to do and remote jobs you can bring: our guide to moving to Jackson.

Other Michigan programs

4 programs in Michigan were active when we checked on October 30, 2026.

Get paid to move to Michigan: every program

Programs in other states

Questions people ask

How much does 100 Homes Program pay?

Up to $60,000 toward a home: City DPA $25,000 plus a limited-time City add-on of $15,000 to $25,000 by income (City total up to $50,000); MSHDA DPA of $10,000 on top. Source: https://www.wilx.com/2026/03/11/jackson-city-council-votes-expand-100-homes-program/ (2026-03-10).

Who can apply to 100 Homes Program?

Is 100 Homes Program still open?

Open when we checked on October 30, 2026. WILX 2026-03-10: council expanded DPA to up to $50,000, city still taking applications, 1,800+ applicants, 34 homes sold. City page: add-on available 'until funds are gone'. MakeMyMove listing shows Application Closed, so apply through the City portal. Confirm with the program before you plan a move.

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Notes on the numbers

1Home prices: the typical home is the median listing price, Realtor.com via FRED, Jackson metro.
2Mortgage: Principal and interest on the median listed home with 20% down, 30-year fixed at 7.32% (Freddie Mac 30-year fixed average, week of October 22, 2026). Excludes taxes, insurance and HOA. Rate source
3Rent: Census ACS 2025 1-year, median gross rent for 2-bedroom units (rent plus utilities). Census table
4Everyday prices and the matching salary: BEA regional price parities, 2024.

Sources for this page

$50,000 home-buying helpTaking applications · Jackson

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